媳妇的美好时代

Sen. Laphonza Butler not running in 2024 after filling Dianne Feinstein's seat_我的网站

一 |     人民网北京4月27日电 （记者杜燕飞）为提升存款继承便利度，便利群众办理小额存款继承，近日，国家金融监督管理总局、中国人民银行联合发布《关于优化已故存款人小额存款提取有关要求的通知》（以下简称《通知》），自今年6月1日起正式实施。    California Sen. Laphonza Butler will not seek to be elected to a full term in 2024 after she was recently appointed to succeed the late Dianne Feinstein, a decision that removes one potential candidate from an already crowded field, she said in a statement on Thursday."I've spent the past 16 days pursuing my clarity - what kind of life I want to have, what kind of service I want to offer and what kind of voice I want to bring forward," she said. "After considering those questions, I've decided not to run for Senate in the upcoming election."Butler, a longtime Democratic strategist and labor leader in California who has never held elected office before, added that "knowing you can win a campaign doesn't always mean you should run a campaign" and said that while the decision may have caught some by surprise, "it's the right one for me."The news was first reported by The New York Times.Butler's appointment helped California Gov. Gavin Newsom fulfill his promise to appoint a Black woman to Feinstein's seat in the event of a vacancy. When Butler was sworn in on Oct. 3, she became only the third Black woman to ever serve in the upper chamber. She took her oath from Vice President Kamala Harris, who was the second.Formerly the president of EMILY's List, a pro-abortion access political group, Butler is also only the second openly gay woman to serve in the Senate after Tammy Baldwin was elected in 2012 in Wisconsin.With Butler's decision to step aside from the 2024 race, she clears the way for an open race to succeed Feinstein. In California, all candidates will run in the March primary together, regardless of party, with the top two advancing to the general election next November.The primary field currently features three high-profile congressional Democrats: Reps. Adam Schiff, Katie Porter and Barbara Lee.Last week, 10-time MLB All-Star and former Los Angeles Dodgers first baseman Steve Garvey announced that he was running for the seat as a Republican and, on Wednesday, Christina Pascucci, a former TV anchor and reporter in Los Angeles, said that she would also run as a Democrat.Schiff and Porter have so far led the field, according to 538.Butler, who will serve out the remainder of Feinstein's term, through January 2025, has not endorsed any of the candidates."California voters want leaders who think about them and the issues they care most about. I now have 383 days to serve the people of California with every ounce of energy and effort that I have," Butler said in her statement on Thursday. "Muhammad Ali once said, 'Don't count the days, make the days count.' I intend to do just that."。长期以来，根据相关文件规定，继承人提取已故亲属存款，须提交由公证机构出具的继承公证书，银行凭此公证书办理过户或支付手续费。

二 | 2021年1月，原银保监会、中国人民银行联合印发《关于简化提取已故存款人小额存款相关事宜的通知》（以下简称18号文），取消了第一顺序继承人、公证遗嘱指定的继承人或受遗赠人提取已故存款人1万元以内存款的公证要求，并允许银行在1万元至5万元之间上调限额。国家金融监督管理总局、中国人民银行有关司局负责人表示，18号文出台以来，小额存款提取效率明显提高，群众负担切实减轻。同时，从多渠道了解到，存款继承和小额存款提取业务中还存在一些有待完善和明确的问题。为此，《通知》对18号文进行了优化，将简化提取的账户限额由最低1万元统一提高至5万元。考虑地区和机构差异，允许农村中小银行延后至2025年底达到该要求。能够简化提取的不仅仅只是存款。

三 | 《通知》扩大了简化提取范围，将已故存款人的黄金积存产品以及国债、代销理财产品纳入简化提取范围。《通知》要求，对小额存款提取业务中常见的申请人提交的材料不齐全或不符合要求等情况，银行要一次性告知申请人相关要求。值得注意的是，《通知》明确，银行可以应第一顺序继承人要求，提供已故存款人死亡后以及死亡前6个月内的账户交易明细。对此，上述负责人表示，已故存款人银行账户交易明细记载着已故存款人生前的部分个人信息，并且可能涉及个人隐私，应当谨慎对待。但在现实中，也存在继承人在特定情形下查询已故存款人生前交易明细的合理需求。继承人合法、正当的查询需求应当得到满足。

四 | “为兼顾个人信息保护和继承人查询需求，依据《民法典》《个人信息保护法》等法律规定，经征求多方意见，我们在《通知》中明确了查询账户交易明细有关要求，以满足特定情形下的查询需求。为避免非必要、无限制查询，保护已故存款人个人信息和隐私权，《通知》对查询申请人和查询时限等作出规定。

五 | ”上述负责人表示。此外，《通知》还明确丧葬费、抚恤金不计入5万元账户限额，可以全额简化提取。

六 | 申请人可以通过适当方式，表明账户中资金属于丧葬费、抚恤金。银行通过核查交易信息和资金来源、申请人签署承诺书等方式确认资金性质，在保障资金安全的前提下，办理简化提取。现实中，存在已故存款人账户汇入丧葬费、抚恤金的情形。此前没有关于丧葬费、抚恤金提取的明确规定。“考虑到丧葬费、抚恤金在性质上与已故存款人生前存款不同，为便利群众，《通知》明确丧葬费、抚恤金不计入5万元账户限额，可以全额简化提取。申请人可以通过适当方式，表明账户中资金属于丧葬费、抚恤金。”上述负责人表示，银行通过核查交易信息和资金来源、申请人签署承诺书等方式确认资金性质，在保障资金安全的前提下，办理简化提取。

Current article:http://bae36ns.jueniaolunhuaishewo.cfd/43j2f/cufp.html

Published on:15:46:03